AI-Powered Credit Assessment with Docy AI
Docy AI is a compliance-grade AI platform that accelerates credit assessment by extracting financial data, validating documents, analysing transactions and generating decision-ready summaries — without manual data entry or offshore BPO.
HOW it works
Automate Credit Assessment with AI
Automate document processing, assest analysis and risk checks with AI Worker
Automated Document Validation
Instantly validate borrower documents such as bank statements, loan applications, and financial declarations against your credit policy or underwriting checklist.
Pre-Assessment Risk Checks
The AI evaluates income stability, spending behaviour, liabilities, cashflow and affordability to build a risk profile for each
applicant.
It flags inconsistencies across documents and highlights red-flag patterns before an underwriter reviews the file.
Credit Summary & Compliance Check
Generate structured credit summaries and compliance reports for each borrower.
Highlight discrepancies between declared and actual financial positions, improving audit readiness and reducing human error.
Who It’s For
-
Mortgage & finance brokers
-
Loan processors & BPO replacements
-
Private credit & SME lenders
-
Fintech underwriting teams
Why Private Lenders Choose Docy AI
“Docy AI reduced our credit assessment from days to minutes — and improved decision accuracy across every loan file.”
Upload Documents
Send via portal, email, or API.
AI Validates & Analyses
Docy AI extracts data, matches information, flags issues and generates structured outputs.
Underwriter Approves
Your team reviews a clean, decision-ready summary .
Faster Review
90
AI automation accelerates document analysis, drastically reducing review time.
Cost Savings
75
Replace manual processing and BPO handoffs.
Compliance-first
Document version control and auto-logging ensure complete compliance visibility.
Custom rule configuration
Configure AI rules to match each lender’s credit policy for consistent decisions.
FAQ
Can Docy AI replace our BPO data-entry process?
Yes — most lenders and fintechs replace manual extraction with AI while keeping human review for judgement.
How accurate is bank statement extraction?
Our clients achieve high accuracy even on scanned PDFs and complex statements thanks to multi-model document intelligence.
Can Docy AI support different lending policies?
Yes. Rules, thresholds and logic can be configured per lender, product or region.
Does Docy AI integrate with loan origination or CRM systems?
Yes — via API, portal or direct email workflows.
Is Docy AI compliant with financial audit requirements?
Docy AI provides full audit logs, traceability and explainable decision outputs suitable for regulated workflows.
-
Automate with Docy AI
Accelerate Your Credit Operations Today
Automate your credit assessment and scale underwriting with AI.