AI-Powered Credit Assessment for Private Lenders
Docy AI helps private lenders and credit assessors automate the entire credit assessment and compliance review process — from bank statement analysis to document validation and borrower verification.
Our AI Agents deliver faster, more accurate, and audit-ready lending workflows.
HOW it works
Automate Credit Assessment with AI.
Replace manual financial reviews with AI-powered automation that delivers precision, traceability, and compliance assurance.
Docy AI transforms fragmented review processes into a single, intelligent platform that shortens turnaround times and enhances decision quality.
Automated Document Validation.
Instantly validate borrower documents such as bank statements, loan applications, and financial declarations against your credit policy or underwriting checklist.
Detect incomplete submissions, missing signatures, or incorrect data before review.
AI Bank Statement Analysis.
AI Agents automatically extract and summarize transaction data to assess income stability, repayment capacity, and cash flow trends.
Identify high-risk behaviors, payment defaults, or undeclared liabilities — all within minutes.
Credit Summary & Compliance Check.
Generate structured credit summaries and compliance reports for each borrower.
Highlight discrepancies between declared and actual financial positions, improving audit readiness and reducing human error.
Why Private Lenders Choose Docy AI
“Docy AI reduced our credit assessment from days to minutes — and improved decision accuracy across every loan file.”
Ready to scale up your business?
Faster Credit File Review
AI automation accelerates document analysis, drastically reducing review time.
Cost Savings
Cut operational expenses compared to manual or outsourced processing.
Audit-grade traceability
Document version control and auto-logging ensure complete compliance visibility.
Custom rule configuration
Configure AI rules to match each lender’s credit policy for consistent decisions.
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Automate with Docy AI
Accelerate Your Credit Operations Today
Docy AI replaces repetitive manual credit reviews with intelligent automation.
Start for free and build AI Agents in minutes to streamline lending workflows, reduce turnaround time, and ensure compliance across all loan files.